This is an essential - must have, insider's guide on How to save money on car insurance. A former insurance advisor talks about the 14 factors that affect the Premium and how to lower your insurance quote substantially. Jargon free, yet comprehensive and easy to follow, this guide explains the overall insurance principles/concepts, the insurance company's rights, your rights as a customer, plus useful advice and suggestions. Car insurance is calculated based on multiple factors, mostly automatically. This book covers topics of insurance quote gathering process, and provides necessary information about the factors affecting the price- such as Age, Advanced Driving Tests, No Claim Discounts, Gender, Marital Status, Risk Address, License types, Car models, Excess, Additional drivers etc. Different types of Cover - Comprehensive, Third Party Fire and Theft; and Third Party Only, are also discussed. The final and crucial chapter covers the most neglected areas in the insurance industry, Accidents, Claims and Compensation. This chapter prepares you for insurance related issues in case of an accident, preparation before and after accident situations, such as court case, procedures for making complaints and what to do in case of a hit and run driver etc. A succinct FAQ section and an Index allows readers to access required information quickly and easily.
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