A new piece of jewelry ranks high on many holiday wish lists. But high demand often means higher prices, so you may want to give your sweetheart a rain check and wait until spring or summer to buy that pearl necklace or those diamond earrings.
Jewelers are more willing to negotiate in April, after tax season, and in July and August, when there are no gift-giving holidays.
Wait for January "white sales" before buying sheets, blankets, towels and the like. The tradition of department stores discounting linens in January started back in the 19th century.
Now, some catalog retailers follow suit, offering deals at the beginning of the year. Look for discounts ranging from 10% to 60%.
Consider giving Dad that new drill or circular saw on Father’s Day in June -- when prices on tools will fall by 25% -- instead of during the holidays. His list of home projects may have to wait a little longer, but he’ll be happy you saved the cash.
Maybe you want a new suit for a holiday gala or something to freshen up your closet for the New Year. It’s worth waiting until January, when spring collections hit stores and fall and winter suits go on sale.
The same cycle happens in July, when the fall collections arrive and retailers discount spring suits.
January and February beat November and December for scoring discounts on Broadway tickets.
July is another month when tickets are cheaper because fewer people are seeing shows. Depending on the city you’re in, the shows during the off season may be less popular, but they’re the perfect way to branch out and experience new genres.
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